Job Description

Top Texas Credit Union is seeking a new Bilingual Compliance Officer to join their team.  The ideal candidate will proactively assist senior leadership and business units in keeping up to date with compliance issues. This position will be the central point of contact and coordination of all regulatory compliance implementations or changes.  Bilingual means the ability to read, write, and speak fluently in both languages. This position will also oversee the policy management process, various quality assurance reviews, advertisement/marketing materials reviews, and other ad hoc tasks.

Major Duties and Essential Functions

1. Serve as the central point of contact and coordinate all regulatory compliance matters for the Credit Union and Todos Unidos brand.
2. Serve as the central point of contact for the review of advertising and marketing materials for the Credit Union and all brands.
3. Analyze and validate the underwriting and credit quality of auto loan originations to the Credit Union’s loan policies and guidelines.
4. Conduct and/or review various compliance quality assurance reviews.
5. Prepare and provide reporting to business units and senior leadership summarizing the results of various compliance quality assurance reviews, trends and recommendations.
6. Facilitate annual Business Impact Analysis (BIA) reviews with all business units to maintain up-to-date business continuity plans.
7. Assist the Vice President Operational with managing the Credit Union’s Business Continuity Management program.
8. Schedule and participate in periodic Enterprise Risk Management (ERM) meetings, take notes and prepare updates for the Executive Management Committee (EMC), as directed.
9. Ensure Credit Union policies and procedures meet regulatory requirements and include applicable updates. Responsible for submitting policies to EMC and Board as required.
10. Work with applicable staff and/or Marketing department to communicate to members and staff the necessary information about new and existing regulatory requirements relative to the Credit Union and Todos Unidos brand business processes.
11. If requested, assist business owners with developing action plans to address compliance issues relative to business processes, member related forms, policies and systems.
12. Assist with reviewing and translating documentation for the Todos Unidos brand to ensure new regulations or changes to regulations are incorporated accordingly, as needed.

Required Skills and Education:

1. Must be fluent in both English and Spanish.
2. Bachelor’s degree and experience in Consumer Compliance, Operational Risk and the Bank Secrecy Act / Anti-Money Laundering and OFAC regulations.
3. Minimum 5 years of similar or related experience. Compliance-related certification is strongly preferred.
4. Knowledge of State and Federal regulations affecting credit union deposit, lending, advertising, marketing and support functions.
5. Ability to read, analyze, clarify and interpret federal or state laws/regulations and apply them into actionable internal policies and procedures.
6. Basic knowledge of credit union policies, procedures, services and products affecting operations.
7. Extensive knowledge of BSA/AML regulations, OFAC regulations, CIP, Member Due Diligence and Enhanced Due Diligence requirements, FinCEN guidance, and NCUA and other regulatory guidance related to BSA/AML/OFAC and financial crime.
8. Ability to write business correspondence and reports that conform to prescribed style and format.
9. Ability to effectively present information and respond to questions from staff, managers and top management.
10. Experience using BSA/AML automated software strongly preferred.

Salary: $85,000-$100,000 Based on Experience

HYBRID Work in office 2 days/wk

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